THE CD ALTERNATIVE …LEARN WHY

Watch this video to learn about:

How MYGAs and Certificates of Deposits (CDs) differ.

Why MYGAs typically have double the interest rates of CDs. The tax benefits of MYGAs vs CDs.

Why MYGAs are considered to be a Safe Money Places financial product.

LEARN HOW TO DEVELOP YOUR VERY OWN PERSONAL PENSION PLAN

Watch our video to learn about:

Why your retirement needs may have changed over the years.
What the “Three-Legged Financial Stool” concept is and how it works.
How to determine your current and/or future retirement income needs.
The difference between essential and discretionary income.
How to create your own Personal Pension Plan for retirement.

LEARN THE BASICS: FIXED INDEX ANNUITIES 101

watch our video to learn about:

Provides income you cannot outlive.
Protects your principal from loss.
Provides a reasonable rate-of-return.
Participates in market gains, but NOT market losses.

LEARN HOW WEALTH TRANSFER WORKS

Watch our video to learn about:

Transferring wealth at the lowest possible rate-of-taxation.
Which wealth transfer products are available to you.
The “tax time-bomb” and how it affects your heirs’ taxes.
How to use your life insurance’s accelerated death benefit to help cover the costs associated with a chronic illness.
Why Single Premium Life instantly increases the size of your estate.

SAVE MONEY AND GET MORE PROTECTION

Watch our video to learn about:

Why most couples need more life insurance coverage.
The importance of protecting your surviving spouse.
Why Joint-First-To-Die Life Insurance is typically less expensive than purchasing two separate life insurance policies.
How it works and the benefits Joint-Life provides.
Why this policy works for most married couples at any stage of their lives.