MAKING YOUR MONEY SAFER & STRONGER

We help retirees and pre‑retirees protect their savings, create dependable income, and make confident financial decisions using safe, secure, and easy‑to‑understand strategies.

Have you been worried about your financial future? Does the fear of running out of money haunt you? At Creator of Strategies LLC, we have the expertise and care to solve these nagging issues.

your trusted advisor

Creator of Strategies

Retirement Income Planning

Planning retirement income is vital to avoid stress and uncertainty. Our structured process evaluates your savings, expenses, and Social Security to find income gaps. We build a clear strategy using tax-efficient withdrawals and guaranteed lifetime income options. This creates a dependable paycheck for life, giving you total confidence and financial security.

Wealth Transfer

Wealth transfer planning ensures your assets pass smoothly, efficiently, and according to your wishes. Many families face challenges such as probate delays, tax inefficiencies, and unclear beneficiary instructions when proper planning is not in place. Our goal is to help you create a legacy strategy that protects your loved ones and provides clarity during one of life’s most important transitions.

Safe Money Solutions

Many retirees want growth but cannot afford major losses. Market volatility can quickly erode savings, especially for those who rely on their investments for income. Safe money solutions offer a way to protect your principal while still achieving predictable, steady growth. These strategies are ideal for individuals who value security, stability, and long‑term financial confidence.

Peace of Mind

Experience the peace of mind that comes from taking control of your financial future now.

Confidence of knowledge

Experience the confidence of knowing your financial house is in order to help secure your future.

Freedom to enjoy life

Go into retirement knowing you will have the freedom & ability to do the things you want to do.

Ready to take your next steps?

Join hundreds of others who are in a safer stronger path to retirement.

You Can Have A Worry Free Retirement.

Schedule A Call

Meet with Linda Disabato so she can get to know you & help you define your retirement goals.

Planning Process

Through a series of meetings, Linda Disabato will help you put together a comprehensive plan.

Periodic Review

Stay Commited to your retirement goals. A Stress Free retirement is here for you.

Get In touch

Get in contact or Schedule an Appointment

PHONE

817-584-9109

address

4364 Western Center Blvd. #305 Fort Worth, TX 76137

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Frequently Asked Questions

How Can I Create Income That Lasts Throughout Retirement?

Linda evaluates your income needs, financial resources, retirement goals, and risk considerations to help identify potential retirement-income strategies for your situation.

How Can I Protect My Retirement Savings from Market Losses?

Retirement investors may face risks related to market volatility and the timing of withdrawals. Linda helps clients explore strategies and products designed to provide protection from certain market losses, subject to applicable terms, conditions, fees, and limitations.

What Is a Fixed Annuity?

A fixed annuity is an insurance product that may provide a stated interest rate or other contractual benefits, depending on the contract. Fixed annuities may be considered as part of a broader retirement-income strategy.

What Is a Fixed Indexed Annuity?

A fixed indexed annuity is an insurance product that may credit interest based in part on the performance of a specified market index. It does not represent a direct investment in the market, and interest-crediting methods, participation rates, caps, fees, surrender charges, and other contract terms may apply.

When Should I Start Taking Social Security?

The right time to claim Social Security depends on factors such as your age, life expectancy, marital status, income needs, health, tax situation, and other retirement assets. Linda can help you consider how Social Security may fit into your overall retirement-income strategy.

Do I Need Long-Term Care Insurance?

Long-term care can create significant expenses and may affect retirement assets. Linda helps clients explore different approaches for preparing for potential long-term care needs.

How Does Life Insurance Fit into Retirement Planning?

Life insurance may support income replacement, family protection, legacy planning, estate liquidity, or other financial goals, depending on the policy and the client's circumstances.

What Is a Personal Pension Plan?

A personal pension plan is a retirement-income approach designed to help individuals create a predictable stream of income using their personal financial resources. It is not the same as an employer-sponsored defined-benefit pension plan.

How Can I Leave More of My Assets to My Family?

Beneficiary designations, life insurance, account ownership, estate planning, and other wealth-transfer strategies may affect how assets are passed on to loved ones. Linda can help identify planning considerations and coordinate with your legal and tax professionals when appropriate.

What Should I Bring to My First Meeting?

We begin by learning your goals, concerns, resources, and timeline. Bring statements, tax returns, insurance, and goals. We listen, clarify, and avoid pressure or jargon. After discovery, we build and implement a comprehensive plan with ongoing reviews. Most clients leave their first meeting feeling clearer and more confident.